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Benton and Bryant Information:
About Benton and Bryant - Moving to Benton and Bryant, Arkansas? Get info here... General Questions and Information - General Questions and Information on Benton and Bryant, Arkansas. Get answers here... Photo Gallery - Benton and Bryant Photo Gallery ... School Reports - Reports for Benton and Bryant schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Benton and Bryant, in Saline County AR. Go to Main Sitemap - Main sitemap sections include Find Benton and Bryant Homes, For Home Buyers, For Home Sellers, Benton and Bryant Information, Real Estate Resources, and About Chuck Warford.
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
Where would you go to visit the largest ancient castle in the world?
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| A |
You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres. |
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Chuck Warford, CRS, GRI
1st ArkansasGMAC Real Estate Bryant Office
501-315-1950
Chuck Warford is the Number 1 Production Agent in the Benton/Bryant market. "Arkansas Business" consistently recognizes him as one of the top real estate agents in Arkansas. Chuck has served on multiple state and national committees, and he is well-versed in the standards of professional practice.
Chuck holds both CRS and GRI designations. He is noted for his one-on-one approach with his clients and for his ability to satisfy their needs. As one of America's NUMBER1EXPERTS™ in the Benton and Bryant area, Chuck is well-equipped to handle all of your real estate needs. Call or e-mail him today!!!  
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