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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 501-315-1950.
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For Home Buyers:
Why Buyers Choose Chuck Warford - Why homebuyers looking for a real estate agent in the Benton and Bryant area choose Chuck Warford. Latest Listings - Get Chuck Warford's latest Benton and Bryant listings of homes for sale first! Find Your Perfect Home - Chuck Warford will search for your ideal home and email you the newest Benton and Bryant MLS listings of properties in Saline County AR. First Time Homebuyers - Are you a first time homebuyer in Benton and Bryant, AR? Choose a top real estate agent. Chuck Warford can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Benton and Bryant house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Benton and Bryant Homes, For Home Buyers, For Home Sellers, Benton and Bryant Information, Real Estate Resources, and About Chuck Warford.
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
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Real Estate--it goes through cycles, but still has a long-term record of strong investment return. |
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Chuck Warford, CRS, GRI
1st ArkansasGMAC Real Estate Bryant Office
501-315-1950
Chuck Warford is the Number 1 Production Agent in the Benton/Bryant market. "Arkansas Business" consistently recognizes him as one of the top real estate agents in Arkansas. Chuck has served on multiple state and national committees, and he is well-versed in the standards of professional practice.
Chuck holds both CRS and GRI designations. He is noted for his one-on-one approach with his clients and for his ability to satisfy their needs. As one of America's NUMBER1EXPERTS™ in the Benton and Bryant area, Chuck is well-equipped to handle all of your real estate needs. Call or e-mail him today!!!  
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